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#TBT Getting The Most From Your 401(k) Or 403(b)
on April 23, 2026 with No Comments
The average worker will have a dozen employers and work at each job for less than four years. Your career is now your responsibility, and so is your retirement plan. Allow this 2010 article to be your lifetime Human Resources Department guide to being financially prepared.
#TBT That Rebate Check Could Ruin Your Retirement
on April 16, 2026 with No Comments
This 2008 article reminds us that anyone who spends more than 4% of their rebate will actually lose ground saving toward their retirement.
2026 Tax Facts
on April 14, 2026 with No Comments
This article contains some of the most relevant 2026 federal income tax bracket figures.
#TBT Qualified Dividends and Capital Gains Worksheet
on April 9, 2026 with No Comments
The 25 lines are so simplified, they end up being difficult to follow what exactly they do. So, for those of you who are curious, here’s what they do.
How Diversified Portfolios Handled the First Quarter of 2026
on April 7, 2026 with No Comments
The first quarter of 2026, as experienced through the lens of the media, was a volatile quarter full of war, inflation, job loss, and dropping stock values, especially of the biggest technology stocks. The same quarter, as experienced through the lens of historical stock returns, was relatively calm.
#TBT How to Claim Your Virginia State Tax 529 Contribution Deduction
on April 2, 2026 with No Comments
Form ADJ of the 760 lines 8a – 8c are where you report miscellaneous deductions.
Does Private Equity Have a Role in Your Portfolio?
on March 31, 2026 with No Comments
A terrible reason to invest in something is because you have less information about its value.
#TBT Do Children Need To File A Tax Return To Fund Their Roth IRA?
on March 26, 2026 with No Comments
Don’t let stress about tax filing requirements keep you or your child from a powerful opportunity to provide for their future.
Schwab Pledged Asset Line of Credit (PAL) Accounts
on March 24, 2026 with No Comments
A Pledged Asset Line of Credit (PAL) is a line of credit that allows you to borrow against the non-retirement assets in your portfolio without having to liquidate your investments.
#TBT Revisiting 2008 When The Markets Were Dropping
on March 19, 2026 with No Comments
In retrospect, it is clear that it was a good time to rebalance your portfolio, selling some of the bonds that you were so glad you had and buying more of the very stocks you were so worried about.
A 5-Year Review of the 2021 Dividend Aristocrats
on March 17, 2026 with No Comments
For long-term portfolio design, valuation matters more than yield.
#TBT High Prices For Energy Are Good!
on March 12, 2026 with No Comments
This 2001 post from George Marotta reminds us that “If prices are determined by the market place, there is never a ‘shortage’ of anything. There is an excess of demand because energy prices are too low.”
Put Aside 10% for Emergencies Even In Retirement
on March 10, 2026 with No Comments
Financial shocks are experienced throughout life. They do not end when one retires. Sudden, unexpected, large expenses are a part of life and should be taken into account during retirement planning.
#TBT Do I Need to Pay Tax on This 1099-R?
on March 5, 2026 with No Comments
The given numbers on a 1099-R are insufficient to be able to fill out your tax return correctly. Knowledge of what was actually done is required in order to file your taxes accurately.
Account Funding Priorities: A Savings Waterfall for 2026
on March 3, 2026 with No Comments
In this article, we have designed a standard guide to creating your savings waterfall.