Articles

Each spouse has different spending habits and values different things in life. It’s okay for your budget to reflect that.

While the funds owned by your Donor-Advised Fund are no longer yours, there is some estate planning that can be done with your account.

There are two methods of dialing an extension from the beginning of the call.

Married (or once married) taxpayers have several Social Security benefit options.

Whenever the IRS challenges you, the burden of producing evidence that your claims are true rests entirely with you.

This quarter, we saw that in 1-year returns ending March 31, 2025, Developed Freedom Investing had a +1.27% advantage, Emerging Market Freedom Investing had a -9.45% disadvantage, and Overall Freedom Investing had a -2.01% disadvantage.

The selection of what products we purchase or avoid for clients is based solely on what we believe gives our clients the best chance to meet their goals.

Here is a reference chart with 2025 income tax rates, capital gains rates, and more.

The addition of stable investments can help dampen the risk and increase the chances of meeting your spending goals.

Even though there is some political and tax uncertainty this year, our funding priorities remain nearly identical to last year on purpose.

We have a saying around here: It is always a good time to have a balanced portfolio.

At the end of the year, you want to have something to show for all of your hard work.

The IRS very clearly says, “Yes, you can set up a SEP for your self-employed business even if you participate in your employer’s retirement plan at a second job.”

Thankfully, the IRS does not care what specific day you were born on, only which year.

I have enjoyed rereading the journal of my maternal grandfather, Donald Mortlock. He started writing it on his 75th birthday.