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Our Articles

#TBT The Delirious Happiness of Free Market Choice
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This 2015 article details one of the most brilliant breakthroughs in all of food science and how it relates to almost every aspect of life.

Twilight HSA Contributions, Medicare, and Social Security
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Seniors have the most expensive health insurance and the most confusing health insurance options.

#TBT Six Reasons to Sell for a Loss
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Here are six reasons you may want to sell for a loss.

Target-Date Funds Are Wrong For You By Design
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Defaulting to a target date fund can cost you dearly.

#TBT The Complete Guide to Creating an Investment Plan
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This is a summary of the six steps required to create a well-crafted investment plan.

Life Lesson #9: Do It Today
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Every choice you make is either towards or away from your dreams.

#TBT The Price of Listening to Dire Predictions
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While it is always true that a recession will come eventually, shifting to bonds whenever one is predicted has serious consequences.

Life Lesson #8: Spend Time with Loved Ones
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The time you spend with your loved ones compounds in value. Just like investing, the earlier you start the more wealth you can have later.

#TBT Three Strategies to Avoid Private Mortgage Insurance
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Avoiding PMI, if possible, is better for your long-term finances. Here are three strategies to avoid PMI.

How To Create a Comma-Delineated String and Parse It in Excel
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We use strings like these to save the tax plans we discover for a specific client as a part of our Tax Planning service.

#TBT Don’t Delay Roth Conversions
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Waiting just one year means that you lose a portion of the growth in your traditional IRA to income taxes later.

#TBT Cash Has Been the Riskiest Investment
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This 2007 post reminds that because of inflation the value of cash trends down, encourages you to protect your portfolio against a falling dollar, and reveals an inconsistency with CPI calculations and actual inflation.

An Overview of Marotta’s 2026 Gone-Fishing Portfolios
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We made two slight changes to the 2026 gone-fishing portfolio, one of which reduces expense ratios.

Marotta’s 2026 Gone-Fishing Portfolio Calculator
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This gone-fishing portfolio is our default portfolio which can be used at any custodian.

Marotta’s 2026 Vanguard Gone-Fishing Portfolio Calculator
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We recommend this gone-fishing portfolio for investors with brand loyalty to Vanguard.

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