Articles

Waiting just one year means that you lose a portion of the growth in your traditional IRA to income taxes later.

This 2007 post reminds that because of inflation the value of cash trends down, encourages you to protect your portfolio against a falling dollar, and reveals an inconsistency with CPI calculations and actual inflation.

We made two slight changes to the 2026 gone-fishing portfolio, one of which reduces expense ratios.

This gone-fishing portfolio is our default portfolio which can be used at any custodian.

We recommend this gone-fishing portfolio for investors with brand loyalty to Vanguard.

Learn about how to budget for emergencies through Megan’s story of getting punched in the face.

Without rebalancing, the all-stock Marotta 2025 Gone-Fishing Portfolio had a 1-year return of 20.19% and the all-stock Marotta 2025 Vanguard Gone-Fishing Portfolio had a 1-year return of 20.74%.

This 2008 article has wisdom for our current downturn, “As a response to the recent market correction, you can enrich your life in three healthy ways: Cut back your spending, increase your savings, and give more generously to charities of your choice.”

This quarter, we saw that in 1-year returns ending March 31, 2026, Developed Freedom Investing had a -3.2% disadvantage, Emerging Market Freedom Investing had a +10.93% advantage, and Overall Freedom Investing had a +2.04% advantage.

The average worker will have a dozen employers and work at each job for less than four years. Your career is now your responsibility, and so is your retirement plan. Allow this 2010 article to be your lifetime Human Resources Department guide to being financially prepared.

This 2008 article reminds us that anyone who spends more than 4% of their rebate will actually lose ground saving toward their retirement.

This article contains some of the most relevant 2026 federal income tax bracket figures.

The 25 lines are so simplified, they end up being difficult to follow what exactly they do. So, for those of you who are curious, here’s what they do.

The first quarter of 2026, as experienced through the lens of the media, was a volatile quarter full of war, inflation, job loss, and dropping stock values, especially of the biggest technology stocks. The same quarter, as experienced through the lens of historical stock returns, was relatively calm.

Form ADJ of the 760 lines 8a – 8c are where you report miscellaneous deductions.