2025 Tax Facts

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Since 1981, the IRS has annually adjusted most tax brackets based on the previous year’s CPI. This inflation adjustment protects taxpayers from bracket creep, which is when taxpayers face more progressive taxes due to inflation alone.

This article contains some of the most relevant 2025 federal income tax bracket figures.

If you are looking for contribution limits, those are in our article 2025 Contribution Limits.

This information has been gathered from the IRS website into a consolidated location as a convenience. Before making any tax decisions, it may be in your best interest to review the primary sources here:

 Income Tax Rates   Deductions 
 Individual Married Filing Jointly  Individual Married Filing Jointly
 $0+ 10%  $0+  $15,000  Standard  $30,000
 $11,925+ 12%  $23,850+  +$2,000  Aged/Blind  +$1,600
 $48,475+ 22%  $96,950+  $10,000  Maximum SALT  $10,000
 $103,350+ 24%  $206,700+  $197,300  QBI Deduction
Phase-out MAGI		  $394,600
 $197,300+ 32%  $394,600+
 $250,525+ 35%  $501,050+  Long-Term Capital Gains Tax Rates
 $626,350+ 37%  $751,600+  Individual Married Filing Jointly
 MAGI for Medicare
Income Related Monthly Adjustment Amount (IRMAA)		  $0+ 0%  $0+
 $48,350+ 15%  $96,700+
Individual Part B / Part D Married Filing Jointly  $533,400+ 20%  $600,050+
 $0+ $185.00 / –  $0+
 $106,000+ $259.00 / +$13.70  $212,000+  Alternative Minimum Tax
 $133,000+ $370.00 / +$35.30  $266,000+  Individual Married Filing Jointly
 $167,000+ $480.90 / +$57.00  $334,000+ $0 26% $0
 $200,000+ $591.90 / +$78.60  $400,000+  $239,100+ 28%  $239,100+
 $500,000+ $628.90 / +$85.80  $750,000+  $88,100  Exemption  $137,000
 $626,350  Phaseout  $1,252,700

 

Photo of Dorothy in Tax Land by Megan Russell

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Chief Operating Officer, CFP®, APMA®

Megan Russell has worked with Marotta Wealth Management most of her life. She loves to find ways to make the complexities of financial planning accessible to everyone. She is the author of over 900 financial articles and is known for her expertise on tax planning.