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Our Articles

New Stock Owners Emerge Since End of Second World War
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The majority of stocks are no longer held directly and shareholders are not legal owners but are called beneficial owners. We explore what these changes mean for the average investor.

Government Requires 146 Minutes Of Service Each Day
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Without taxes, you could leave your job every day at 2:34 p.m

Radio: Virginia’s Tax Freedom Day Today
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We estimate that if you didn’t have to pay taxes, you could leave work every day at 2:34pm.

Radio: Avoiding Excess Taxation
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David John Marotta was interviewed on radio 1070 WINA’s Schilling Show on April 15 to discuss taxes and how to avoid excess taxation.

Social Security to Resume Some Paper Statements
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Beginning in September 2014, SSA will resume mailing paper statements to workers every five years.

What Happened to the Gold Standard?
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The U.S. dollar was first regulated by the Coinage Act of 1792 and prescribed as 371.25 grains of pure silver. The eagle, worth $10, was 247.5 grains of gold. One cent, worth a hundredth of a dollar, was 24 grains … Read More

Inflation Is 3% For First 120 Years; 2,380% For The Last 100 Years
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Of all the investing risks we face, inflation is the risk most commonly overlooked and most certainly experienced.

What Is A “Margin Alert”?
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There are five types of Schwab Margin Alerts: Margin Maintenance, Short Position, Trade Debit Due, Margin Debit Balance / Account hold Value Advantage, and Trade Settlement Violation

Important Social Security Info for Widows and Widowers
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Most survivors are uninformed about how Social Security benefits are calculated and often overlook a careful analysis of this critical retirement asset.

Why Is The Federal Reserve In Your Wallet?
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Members of the Federal Reserve openly admit it is not a federal agency.

Is The Stock Market Rigged? (and how to create a media frenzy)
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In order to inflame the public’s ire about market corruption, the author of “Flash Boys” carefully sidesteps a number of important facts.

Helpful Mobile Budgeting Tool Free For College Students
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The good people at You Need A Budget (YNAB) have made their budgeting solution free for college students; including part-time students.

Realize Some Capital Gains Each Year To Keep Taxes Low
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There are at least four different capital gains tax rates. Here’s how to minimize yours.

What Exactly Is Quantitative Easing?
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Quantitative easing is a sneaky way to make everyone dealing in U.S. dollars pay off the U.S. debt.

The Government Effectively Pardoned 77.3% Of The 2013 Debt Increase
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Paid for by using your former purchasing power.

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