Articles

Any qualified education expense for the benefit of the designated beneficiary which is paid to an eligible educational institution can be paid from the 529 plan directly.

On a smart phone, you can prevent the phone from ringing unless the person calling you is listed in your phone.

As part of SECURE Act 2.0 legislation, an Individual Roth 401(k) plan is a new account registration type available to Schwab clients.

I was surprised that Charles Schwab’s High Yield Investor Checking account was the only named recommended checking account.

Before you say, “Oh, that doesn’t sound too hard,” you simply haven’t thought of the complexity.

A short quote from this 2004 inspiration, “Time is so much more than money. If you have time, you can acquire more money. But money can’t buy you more time. Time is a great equalizer. You can’t go into time debt. Every day the rich and the poor alike are given twenty-four hours to spend.”

Once you set up your new login, the next time you return to Social Security, you can login using the “Sign in with LOGIN.GOV” button instead and your new credentials.

This 2015 article reminds us of the benefits of umbrella insurance. We recommend $2 to $5 million of umbrella coverage for typical families with assets over $300,000.

Furthermore, it is difficult for clients to locate the full account number through simple clicking around the online portal. Instead, you have to know where to look.

This 2014 article is a good reminder of how interest rates work in our country.

With a savings waterfall, you immediately know which buckets to fill when there is excess and which should remain dry if there isn’t enough for all your goals.

We have attempted in this article to provide generic guidance on the topic of calculating your own safe spending rate.

Sometimes the costs are actually benefits when it comes to Roth conversions.

You have until April 15 (or October 15 with an extension) of the next year to finish up your prior year SEP IRA funding.

While the appreciation allocation helps you achieve your financial goals, introducing a stability allocation into your portfolio can prevent your portfolio from running out of money.