We strive to provide the necessary resources for anyone to prepare their own investment plan and meet their financial objectives. We actively encourage the do-it-yourself people of financial planning to subscribe to our newsletter and provide themselves with comprehensive wealth management. For people who don’t want to do it alone, we encourage you to see if we are a good fit for you and get started as a client.
Understanding The Estate Exemption
on March 8, 2019
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To preserve the portability of a deceased spouse’s exemption, you must file an estate tax return after the death of the first spouse even if you otherwise did not have to do so. The due date of the estate tax return is nine months after the decedent’s date of death.
Read This Before Starting Social Security Earlier Than Age 70
on March 5, 2019
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Even though is often the worst choice, most people take Social Security as early as possible, at age 62. This decision reduces lifetime benefits by hundreds of thousands of dollars.
CFA Institute Advocates for Systematic Rebalancing
on March 4, 2019
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Knowing that rebalancing boosts returns is useless unless you have the time, discipline, and nerve to follow through and actually execute the trades.
An Honest Conversation About Compensation
on March 1, 2019
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For the proper Victorian, acts of love and money should not mix. Although this honest conversion may ruffle Victorian sensibilities, it is a foundation of the trust we forge with our clients.
Where to Get a Second Opinion on Your Insurance Policy
on February 26, 2019
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If you ask, the broker will gladly tell you how much of that type they’d recommend getting, but not whether you need it in the first place.
2019 Tax Facts
on February 25, 2019
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Here is a cheat sheet with information about the 2019 tax brackets and contribution limits that should help as you do your tax planning for the year.
Estate Settlement: Satisfying the Year of Death RMD
on February 22, 2019
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The required IRA distribution in the year the account owner dies is called a Year of Death RMD.
#TBT Business Planning Must Balance Dreams With Reality
on February 21, 2019
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This 2004 article contains the five steps you should take to navigate how to make your business venture more than just a dream.
The Complete Guide to Planned and Charitable Giving
on February 19, 2019
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Taking these few extra steps can maximize your gift’s benefit to both you and the recipient.
Is ‘Buy On The Dips’ A Good Investing Strategy?
on February 18, 2019
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“Buy on the dips” is a good strategy only because of the first word.
Roth Conversions and the Virginia Age Deduction Phase-Out
on February 15, 2019
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Federal AGIs between $75,000 and $99,000 of couples over age 65 begin to lose this age-based special treatment and lose the tax savings they had at lower income levels.
You Should Fund Your HSA for The Maximum
on February 12, 2019
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We recommend that you fund your Health Savings Account (HSA) to the maximum limit each year and that you keep funding it to the maximum as long as you can no matter how much money you have in the account.
A Closer Look at the 529 Expansion Reveals Uncertainty and Disappointment About Lower Education Expenses
on February 11, 2019
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A closer look at the U.S. Code reveals a bit of uncertainty but a lot of promise.
How to Fund Your Roth By Using Another Schwab Account
on February 8, 2019
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Here is a clear guide on how to transfer funds between your Schwab accounts.
An Overview of Marotta’s 2019 Gone-Fishing Portfolios
on February 5, 2019
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A gone fishing portfolio is a portfolio of just a few stocks which should weather the ups and downs of the market fairly well while only rebalancing twice a year.