Author Archives: David John Marotta

Russia is less than 6% of most emerging market indexes.

To receive tax credits for your donation, first contact the charitable organization and determine if it has any remaining tax credits to allocate to your gift. If tax credits are still available, fill out the Contribution Notification Form and send it to the organization.

Unlike the markets, members of the Fed are able to make decisions that are in exactly the wrong direction if they don’t limit themselves with a rules-based system.

“Emotion can undo the best-laid financial plans.”

Because of inflation, today’s 20-year-olds will need over $7 million to have the same lifestyle when they retire.

With as little as $25 you can begin loaning money to developing world entrepreneurs.

At age 25, getting your 401(k) match funds 64.2% of your retirement.

Without taxes, you could leave your job every day at 2:34 p.m

We estimate that if you didn’t have to pay taxes, you could leave work every day at 2:34pm.

The U.S. dollar was first regulated by the Coinage Act of 1792 and prescribed as 371.25 grains of pure silver. The eagle, worth $10, was 247.5 grains of gold. One cent, worth a hundredth of a dollar, was 24 grains … Read More

Of all the investing risks we face, inflation is the risk most commonly overlooked and most certainly experienced.

There are five types of Schwab Margin Alerts: Margin Maintenance, Short Position, Trade Debit Due, Margin Debit Balance / Account hold Value Advantage, and Trade Settlement Violation

Members of the Federal Reserve openly admit it is not a federal agency.

There are at least four different capital gains tax rates. Here’s how to minimize yours.

Quantitative easing is a sneaky way to make everyone dealing in U.S. dollars pay off the U.S. debt.

Paid for by using your former purchasing power.

Ah, the joys of being a small business owner in 2013.

This technique can avoid paying any tax, a savings worth up to 36.1%.

Even as recently as 2007, banks were paying 4% interest. Now you have to go to the hundredth decimal before you find your interest rate.

In retirement planning, these are the deep risks we are concerned about.

Unlike stocks, each bond contract has unique characteristics that define how repayment will occur.

In its simplest form, the government prints money and uses the newly printed currency to fund government spending.

Government officials argue that consistent deficits are good for the economy, if we were only willing to go high enough.

Most young people don’t understand inflation as well as their parents and grandparents.

To comply, most firms must archive and report massive amounts of information. Here are five of the more interesting regulations.

David John Marotta was recently interviewed discussing the ideas in the article “Republicans: Defining the 3 Factions”.

You ought to know what it is that you are rebalancing.

We finally found a great building and decided to purchase it!

“Ascertain whether they’re ready for changes in lifestyle and finances for the next stage of their lives”

The president’s hope to restrict the plans should actually make owners more interested in creating one.

The study shows that 21 percent have saved nothing for retirement.

Many will mislead you into thinking they are “fee-only” when they are not.

Which part of the conservative party appeals best to you: promoting the welfare of big business, legislating morality or advocating personal freedom and responsibility?

Social Security withdrawals have enslaved workers to depend on government largess when they could have been independently wealthy.

David Marotta was recently featured on radio 1070 WINA’s Schilling Show discussing the new MyRA plans, inflation, and saving for retirement in general.

Social Security benefits can represent a big stack of cash. A typical monthly benefit of $2,200 has a present value well over $500,000. Consider all your Social Security options carefully to avoid making a costly mistake.

Even the Social Security withdrawals of average workers would produce millionaires if they were allowed to be saved and invested in private accounts.

How to report a backdoor Roth in Turbo Tax.

The economics of the job market are complicated, and an executive order can’t grant America a higher wage.

Sometimes the best advice is when a competent advisor tells you that you are wrong.

Having community is important for a successful retirement. Men may find it requires more work to achieve.

Willful violations of ERISA legislation carry criminal penalties of up to a year in prison for the plan sponsor and a fine of up to $100,000 for the corporation.

How do you prepare for the end of the world?

Opening an account is the first step in getting started in investing.

Both authors claimed there were errors in our article all the while agreeing with our assessment of the unemployment numbers.

We actually underreported the portion of jobless Americans. It did not include the people who are represented in the unemployment rate.

Economic freedom enriches society, lifts the poor out of poverty and respects the agency and dignity of human choice.

The portfolio of the five freedom countries has an annualized return of 11.06% over the past decade.

David John Marotta was interviewed on radio 1040 WINA’s Schilling Show and talked about preparing for the coming financial apocalypse.

A gone-fishing portfolio has a limited number of investments with a balanced asset allocation that should do well with dampened volatility.