Social Security Optimization

Gain $152,000 by Smart Filing for Social Security: Social Security benefits can represent a big stack of cash. A typical monthly benefit of $2,200 has a present value well over $500,000. Consider all your Social Security options carefully to avoid making a costly mistake.

Case Study: In this analysis, the optimal age for both Johnny and June is to wait until age 70 to receive the largest possible benefit.

Three Reasons Husbands Should Delay Taking Social Security Until Age 69 or 70: Claiming Social Security benefits prematurely can mean up to a $250,000 loss of total lifetime benefits.

Social Security Time Machine Opens Door for Retroactive Benefits: I highlight several options, often overlooked, to claim retroactive Social Security benefits. Some retirees will find it beneficial to turn back the clock in order to receive large one-time checks when they first file.

Radio: Social Security: David John Marotta and Matthew Illian were interviewed on radio 1070 WINA’s Schilling Show discussing Social Security and how to get the most from filing at the right time.

Retirement Planning

How to Calculate An Advisor’s Value: Annuity Planning: Social Security optimization is where a smart advisor can offer real value.

Retirement Planning: Retirement Planning is perhaps the single most important goal of comprehensive wealth management.

Social Security Mechanics

Social Security goes fully paperless: You should claim your own Social Security account online and give it a secure password before someone else does.

Social Security Earnings Penalty?: A good deal of misinformation is published about a so-called Social Security earnings penalty.

Can Social Security Checks Be Mailed To Foreign Soil?: It is estimated that as many as 40,000 American citizens reside in Costa Rica, and many are retirees who are stretching the purchasing power of their Social Security paychecks.

Divorced Spouse Social Security Benefits: Can you please explain the Social Security benefits due to a divorced spouse?

Social Security Politics

Is Social Security Stealing Your Chance Of Being A Millionaire?: Social Security withdrawals have enslaved workers to depend on government largess when they could have been independently wealthy.

What Social Security Can Learn from Chile: Will we ever get legislators with enough foresight and political savvy to bring about true reforms?