This guide is to help you locate your annual year end statement in order to gather the total amount contributed to your 529 account(s) for the applicable tax year.

Think of your capital loss carry forward as an asset you have banked which provides a defensive buffer for your taxes.

Because of how beneficiary designations and RMD tax requirements play off of one another, there are some odd realities for this odd distribution requirement.

Even though it doesn’t feel like it sometimes, contribution limits are indexed to inflation.

In this article, we have designed a standard guide to creating your savings waterfall.

The class will be held virtually on Zoom from noon to 1:30 PM EST on the four Thursdays between February 12 and March 5, 2026. We hope to see you in class!

Married (or once married) taxpayers have several Social Security benefit options.

Step one to the Social Security Analysis is obtaining the necessary information.

There are four main ways you can contribute to a 529 account through American Funds.

Many children being cared for under court decree do count as family members for the purpose of a 529 plan rollover because they have an “eligible foster child” relationship.

You can distribute any amount of money to the account owner for any reason, but only distributions which are reimbursing for qualified education expenses are tax and penalty free.

You can distribute any amount of money to the designated beneficiary for any reason, but only distributions which are reimbursing for qualified education expenses are tax and penalty free.

In this article, we have designed a standard guide to creating your savings waterfall.

Schwab’s free overdraft protection means that your Schwab Bank account serves like a pass-through account.

Credit card debt is terrible, but credit card companies make it easy to incur credit card debt.

Projected escrow shortfall letters are very common, and typically happen once per year.

If you are opening a donor advised fund for the first time, take a moment to think about your goals.

“One financial manager recommended that I invest 100% of my assets into stocks while another recommended investing in bonds as well – what do you recommend?”

By adding a little complexity and blending a portfolio of VTI and VXUS, you create the opportunity for three layers of benefits.

There is an artistry to a bond allocation, and while historical analysis can only be suggestive, it does tell a strong narrative.

This series of articles covers some of the most common investing mistakes and how to avoid them.

Here you can find our article series detailing how and why you should fund a custodial Roth IRA for your children.

In 2004, David Marotta wrote a seven part series originally titled “Retirement Wisdom.” The series explained the the seven principles to reaching your retirement goals.

In 2009, David Marotta wrote a five-part article series for the Charlottesville Business Journal covering basic investment strategies. Its advice is still relevant today.

It is possible to be prepared for financial emergencies by living 10% more frugally and saving for the inevitable eventuality.

Asset classes are best defined by looking at the correlation of their returns. These four 2015 articles take a close examination at the three appreciation asset classes.

How to go from where you are now to being one of our clients under our “Do-It-Yourself” service level.

An investment manager who is “at times a soft socialist” like Voss will be more likely to engage in active management, market timing, and gambling on individual stocks.