We strive to keep our hand-traded accounts as fully invested as possible. After communicating your withdrawal needs to us, we make trades to generate cash to meet those withdrawals. If you have surplus funds from deposits or dividends, we make trades to invest the extra cash according to your asset allocation.
This cash flow management service means that your monthly RMD, the direct deposit of your automated savings, your quarterly estimated tax payments, and other expected cash flows can use our trading to prepare for either withdrawal or investment in the markets.
By default, we strive to keep 6-months of planned or regular withdrawals in cash. Anytime you need to withdraw funds beyond those planned withdrawals, a simple email to our team means that we can both generate more cash and make sure our trading does not interfere with your transfers.
Using a Schwab Bank Account to Stay More Fully Invested
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The Complete Guide to Automating Your Savings
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