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Our Articles

Loss Aversion
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Psychologists suggest we feel a loss about 2.5 times as much as an equivalent gain. Even with a brilliant investment plan, it takes diligence to overcome our emotional biases and avoid making investing mistakes.

Eliminate the Capital Gains Tax
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The correct rate for the capital gains tax is zero, zip, nada. Perhaps it is even negative!

Learning to Live on Your Own, Part 2
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Here we offer some sound advice on how to put the money you’ve saved to work for you.

Learning to Live on Your Own, Part 1
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If you’re like most of today’s college graduates, you may find yourself ill prepared for the real world of financial responsibility. You never saw how your parents lived when they were first married and struggling. Consequently, you may be basing your after-school expectations on an upper-middle-class lifestyle. Here is my financial advice for those of you learning to live on your own.

For Now, Avoid Real Estate Investment Trusts
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Just over two years ago, we warned our readers that real estate prices might be peaking and ready to correct.

Market Volatility Is Back
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The markets are inherently volatile. Remain humble. Diversify. Avoid fear.

Invest in Women
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Countries must allow all of their populations to participate as fully as possible.

Financial Help for the New Year
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You owe it to yourself and your family to make certain you keep your financial New Year’s resolutions this year.

Scrooge’s Former Boss Fezziwig Is a Nester
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Scrooge’s riches did not make him happy. Fezziwig’s celebration did not make him poor.

Scrooge’s Nephew Fred Is a Traveler
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Ebenezer Scrooge’s nephew Fred is the character young people most easily relate to. He is young himself, carefree, in love and enjoying life with his friends.

How Shrewd Investors Save on Taxes
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You can use both investment losses and investment gains to good tax advantage.

Cash Has Been the Riskiest Investment
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If you think hiding money under your mattress is a risk-free way of building wealth, think again.

Medicare Medical Savings Account Plans
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Unlike Medicare Part B, a Medicare MSA account caps your liability.

How Medicare Works
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In some cases you will have to pay the $135 deductible plus 20 percent of the remaining costs.

Fund Your HSA To Cover Retirement Healthcare Costs
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Excess contributions to your HSA can be withdrawn after age 65 without penalty just like a traditional IRA.

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