Links Exist Between Your Generosity and Your Friends
with No Comments

The study also found that when wealthy people are heavily clustered in a neighborhood, their generosity drops.

Should We Hate the Richest Kids in the Graveyard?
with No Comments

“They don’t deserve it!” is the most common complaint. And in most cases it’s true

Should You Pay Off Your Mortgage? (August 2013)
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This should not produce a hand-wringing vacillation between the two answers.

Is Angel Investing For You?
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You may be a good candidate to become an angel investor if….

Do Investors Deserve to Make Money?
with No Comments

When I work my 9 to 5 job and earn a paycheck, I receive a paper certificate I can trade in for the real reward of my labor. But why do investors get a reward?

Retirement Planning
with No Comments

Retirement Planning is perhaps the single most important goal of comprehensive wealth management.

Power Fund a 529 Account Via ‘5 Year Election’ in 2013
with 3 Comments

Investing a large lump sum amount into a college 529 savings plan using a special ‘5 year election’ can offer substantial tax savings.

Radio: Is Obamacare Responsible for a Jobless Recovery?
with No Comments

David John Marotta was interviewed on radio 1070 WINA’s Schilling Show discussing Obamacare and the healthcare law’s trickle-down effect.

Natural Rights: Is the Only Moral Code Legal Entitlement?
with 5 Comments

A recent letter from a reader expressed the claim that there is no such thing as natural rights. Could he be right?

Is There A Biological Basis For Human Rights?
with 9 Comments

An unprovoked attack is always wrong everywhere, but can a law professor and attorney-at-law prove the biological basis for their field?

Northern Europe -July 2013 Returns
with No Comments

Sweden appreciated 11.02% during the month.

Danger Of Investing In Startups: My Nephew Bart’s Donut Shop
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No matter how near and dear to your heart, investing in a startup is risky business

What’s The Big Deal About Privacy?
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NPR writer Alva Noë says privacy is unimportant, but from the very start of his argument Noë is confused about what privacy is.

Is Libertarianism Incompatible with the Fact that Humans Are Social Animals?
with No Comments

Here is one way not to argue against Libertarianism.

Is Obamacare Responsible for a Jobless Recovery?
with 6 Comments

Three part time employees equals two full time employees while avoiding $4,000 in annual fines.

Marotta’s 2013 Gone-Fishing Portfolio Calculator
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A gone-fishing portfolio has a limited number of investments with a balanced asset allocation that should do well with dampened volatility.

Marotta’s 2013 Gone-Fishing Portfolio
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A gone-fishing portfolio has a limited number of investments with a balanced asset allocation that should do well with dampened volatility. Its primary appeal is simplicity. As a secondary virtue, it avoids the worst mistakes of the financial services industry.

How Quickly Should 401(k) Deposits Be Remitted?
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As the payroll processor at our company, how quickly do I need to deposit 401(k) contributions into employee accounts? -Sincerely, Payroll Pam

Is Your 401(k) Plan Secure?
with No Comments

Money deducted from your paycheck for retirement typically gets deposited quickly into your 401(k) plan. But this isn’t always the case.

Should Planners Bypass The Bypass Trust?
with No Comments

The new unified credit changes for estate planning in 2013 have once again changed when you should have provisions for a bypass trust.

Do We Have a Right to Health Care?
with 4 Comments

The Affordable Care Act encourages everyone to get health care insurance by punishing those who don’t. Proponents of Obamacare justify this saying that health care is a human right. But is it?

July 2013 Asset Class Returns
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Here is how representative ETFs from each of the six asset classes did in July 2013.

Financial Smorgasbord: Carnival #14
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This week we have a smorgasbord of ideas for everything from tips for building an emergency fund from scratch to financial tweets to writing engaging website pages.

The Only Right Answer To “Debit or Credit?”
with 1 Comment

“Debit or Credit?” is a trick question. There is only one right answer and it’s not the one that benefits the store whose asking.

Thou Shalt Not Covet Thy Neighbor’s Tesla
with No Comments

Since it is inevitable that each group of friends will represent a spectrum of financial capacity, healthy relationships require that all be prepared to manage these pressures.

Anatomy of a Scam
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There is no such thing as a sure thing, and if something sounds too good to be true, it is

Detroit’s Bankruptcy Doesn’t “Just Happen”
with 2 Comments

Corporations go bankrupt for a wide variety of reasons, but there’s only one reason for municipalities.

How Do I Open an Investment Account? Part 2 -Things You Can Do Tomorrow
with No Comments

Here’s a walk through of the account opening process at Vanguard.

Gold And Silver Stocks Down In 2Q 2013 Along With The Metals Themselves
with No Comments

Precious Metal Mining companies are leveraged against the movements of the underlying price of the metals themselves.

Real Estate Down Slightly During The Second Quarter
with No Comments

Foreign real estate was down more for the quarter because the U.S. Dollar strengthened against foreign currencies.

Energy Funds Slip Slightly in 2Q 2013
with No Comments

Energy is one important components of the category of Resource Stocks.

The Cost Matters Hypothesis Wins Again
with No Comments

Chasing historical returns or a so called star manager is a poor investment strategy.

Some European Markets Did Better Than Global Averages During Q2 2013
with No Comments

In a reversal from past trends, some European markets did better than global averages.

Emerging Markets Down During Second Quarter 2013
with No Comments

Those investments which go up the most when markets are rising often go down the most when markets are falling.

Global Markets Drop During Q2 2013
with No Comments

It is prudent not to have your assets all subject to a single country’s economic failure or success.

Foreign Bonds Drop As Dollar Strengthens And Interest Rates Rise
with No Comments

Just because the dollar strengthens for a quarter does not mean you should abandon this strategy.

US Bonds Drop Value in 2013 Q2 As Interest Rates Rise
with 1 Comment

Many investors don’t understand why a bond, which pays a fixed rate of interest and then at the end of the term pays a fixed amount of principle would have its price fluctuate.

What Charles Dickens Can Teach Us About Personal Finance
with 2 Comments

My article, What Charles Dickens Can Teach Us About Personal Finance was recently featured on Yahoo Finance. Another title I considered for this article was The Micawber Principle: The Cornerstone of Financial Security.

The Complete Guide to Your Washing Machine
with 2 Comments

The complete guide to saving money while washing your clothes. What temperature should the water be? What cycle should I use? What detergent should I use?

The Right to Privacy of Correspondence Is Inviolate
with 10 Comments

We need to protect more of our natural rights by enumerating them.

How Do I Open an Investment Account? -Things You Can Do Tomorrow
with No Comments

Sometimes what stops someone from following advice is just not knowing where to begin or how easy it is. Many personal financial advisors have minimums, so where do you start if you only have a small amount of money to invest?

Dystopian Reading List
with No Comments

Here are some other dystopian classics for your reading displeasure

What is the Best Type of S&P 500 Index?
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Rather than deciding between active or passive investing, the debate now rages about what type of index fund is best.

Your Data Betrays You
with 3 Comments

Thanks to the public record, pieces of otherwise random information can be used to precisely identify an individual. Find out what some of the most common data leaks are in your life.

Selected Commentary on Resource Stocks
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Some of the monthly commentary on resource stock returns.

World Monthly Returns Index
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Some of the monthly commentary on the returns of global investments.

Emerging Market Monthly Returns Index
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Some of the monthly commentary on the returns of the emerging markets.

Foreign Freedom Monthly Returns Index
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Monthly commentary on the countries ranked high in economic freedom.

Northern Europe Monthly Returns Index
with No Comments

Some of the monthly commentary on the returns of Northern Europe compared with the EAFE Index.

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